Household overview
Your money, in context
● Accounts current
Primary checking
$14,026.18
Above preferred range
Cash available
$31,840.44
Across checking and savings
Credit card balance
$3,482.10
$1,042 above prior cycle
July budget
68%
12 days remaining
Checking outlook
Calculated balance, including accepted projections
4 projected items
Suggested sweep to House SavingsMove $4,750 and remain above your $5,000 floor
Budget pulse
July
$14,026.18Above preferred range
What this includes
Posted activity through July 19 plus the current reconciled PNC balance.
$31,840.44Across checking and savings
What this includes
Checking and savings balances; credit-card availability is not counted as cash.
$3,482.10$1,042 above prior cycle
What this includes
The current American Express liability compared with the prior statement cycle.
68%12 days remaining
What this includes
Category targets and configured rollover available for July.
$4,750.00PNC Checking → House Savings
Why this amount?It moves checking toward your preferred range while keeping the projected 30-day low above the $5,000 floor.
- Current checking
- $14,026.18
- Projected low after sweep
- $5,284.22
- Forecast horizon
- 30 days
- Action
- Creates a plan only
$1,284.00 · PNC ↔ AmExThe same $1,284.00 movement appears on PNC and American Express three days apart. Confirming links the records without changing either posting date.
- Source
- Dummy analysis
- Data through
- July 19
$1,042 above prior cycleThe comparison uses the same point in the previous statement cycle. Dining and travel explain most of the increase.
- Source
- Dummy analysis
- Data through
- July 19
Above target 4 months runningDining has exceeded the $400 target in four recent months. The target will never change without approval.
- Source
- Dummy analysis
- Data through
- July 19
+$3,280.00Mon, Jul 20 · predicted
- Account
- PNC Checking
- Status
- Predicted
- Affects forecast
- Yes
−$2,145.00Sat, Aug 1 · scheduled
- Account
- PNC Checking
- Status
- Scheduled
- Affects forecast
- Yes
−$420.00Mon, Aug 3 · scheduled
- Account
- PNC Checking
- Status
- Scheduled
- Affects forecast
- Yes
$612.00spent of $750.00 available
- Used
- 82%
- Rollover
- None
- Recent typical range
- $580–$710
$94.00spent of $340.00 available
- Used
- 28%
- Rollover
- Surplus only
- Recent typical range
- $80–$190
$428.00spent of $400.00 available
- Used
- 100%
- Rollover
- None
- Recent typical range
- $360–$440